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Ayushman Bharat: world’s largest healthcare schemes

World’s largest healthcare schemes

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Ayushman Bharat
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Ayushman Bharat is the largest and most successful healthcare program in the history of India. Learn more about this world-class healthcare scheme and how it benefits India’s poor people.

In September 2018, the Government of India launched one of the world’s largest healthcare schemes, Ayushman Bharat or the Pradhan Mantri Jan Arogya Yojana (PMJAY), with the aim of providing universal healthcare coverage to millions of Indians. The scheme aims to provide cashless treatment to around 100 million vulnerable families, including those living below the poverty line, in both rural and urban areas.

The Ayushman Bharat scheme has two components: the first is the creation of Health and Wellness Centres (HWCs) which will offer comprehensive primary healthcare services, including free diagnostic services, and essential drugs. The second is the National Health Protection Scheme (NHPS), which will provide financial protection to poor and vulnerable families against catastrophic health expenditures. The NHPS will provide an insurance cover of Rs. 5 lacks per family per year for secondary and tertiary care hospitalization to approximately 100 million families.

The scheme aims to promote healthcare in India by providing free primary healthcare services to all, along with insurance coverage for secondary and tertiary care hospitalization. The focus is on preventive care and early detection of diseases, which will reduce the burden on hospitals and healthcare services. By providing financial protection to poor and vulnerable families, the scheme will ensure that they receive timely and quality healthcare without worrying about the financial burden.

Ayushman Bharat is a step towards achieving the United Nations’ Sustainable Development Goals, which include universal health coverage and reducing poverty. The scheme will benefit the poor and vulnerable sections of society, including women, children, and the elderly. It will also help in reducing the out-of-pocket expenses incurred by families, which can be a major financial burden.

The scheme has been implemented through a public-private partnership (PPP) model. The government will be responsible for setting up and running the HWCs, while the insurance coverage for secondary and tertiary care hospitalization will be provided by the private sector insurance companies. The government will pay the insurance premium for the poor and vulnerable families.

Ayushman Bharat has received widespread support from various stakeholders, including healthcare professionals, industry experts, and international organizations. It is expected to have a positive impact on the healthcare system in India by providing universal healthcare coverage and promoting preventive healthcare. The scheme will also create employment opportunities in the healthcare sector, especially in rural areas.

In conclusion, Ayushman Bharat is a significant step towards achieving universal healthcare coverage in India. It aims to provide financial protection to poor and vulnerable families against catastrophic health expenditures and promote preventive healthcare. The scheme has the potential to transform the healthcare system in India by providing free primary healthcare services and insurance coverage for secondary and tertiary care hospitalization. It is a much-needed initiative that will help in reducing the burden of healthcare expenses on poor and vulnerable families and promote inclusive growth.

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